Can You Get a DSCR Loan on a Short-Term Rental or Airbnb?
Yes, many lenders offer DSCR loans on short-term rentals and Airbnb properties. A DSCR loan qualifies you using the property’s rental income instead of your personal income or tax returns. For short-term rentals, lenders usually calculate income one of two ways: from 12 months of documented booking history, or from a market rent estimate. Expect … Read more