No Equity Home Loan

With soaring property values across the country, we continue to hear about no equity home loan opportunities. It may be worth your while to find out what high LTV loans are available with your credentials.

Do you want to access the equity in your home to pay off other debts or improve the look and feel of your home, but don’t have the needed equity? We offer several solutions for refinancing equity loans and underwater mortgages. can help you find the ideal No Equity Home Loan today!

Can You Still Borrow Against Your Property with No Equity?

Utilizing your home as collateral provides an opportunity to secure lower home equity rates compared to scenarios without equity. While mortgage lender criteria differ, a common requirement is having a minimum of 15% home equity. Moreover, many lenders may permit you to borrow up to 85% of your home’s appraised value, but there are a few that go to 100% and a few that allow you to exceed the value of your property.

Are There HELOCs Available for Borrowers with No Equity?

For most lenders, the significant requirement is that you must have a minimum level of equity to be eligible, ranging from 10 to 20%, depending upon your credit score and debt to income ratio. If you’re in close proximity to meeting this threshold, there are specific steps you can take to qualify for a home equity credit line.

Have you been waiting to add a room to your home, finally take that family vacation, or consolidate those high-interest credit cards? The time is now to secure a No Equity Home Loan! 2nd mortgage rates are still low, and you can take the equity in your home to pay down high-interest debts, fund home improvement projects, or finance your child’s education.

Our primary goal at Home Equity Mart is to offer the best financing options for homeowners. Since we want to find the best No Equity Home Loan rates, we can help you find the best loan for your unique needs!

Are you looking to leverage your home equity but uncertain about the first steps? Home Equity Mart is excited to help you find lending partners! Access the extensive network of lenders across the U.S. and receive quotes from competitive lenders. Get quotes completely free, secure, no-obligation process with no hard credit checks.

125% LTV Home Equity loans
No equity need with our home equity loans and HELOCs that allow you to exceed the value of your home up to 125% if you meet the eligibility requirements.