125 Home Equity Loan – No Equity Required

We have partnered with home equity lenders who specialize in 125% home loan programs. Regardless of home equity, we are determined to help you get an equity loan that will improve your financial situation.

Are you tired of being turned down for loans because you have no equity?

Are you tired of being rejected because lenders consider you a first time homebuyer. We believe that home equity should not keep you from financing home improvements or paying off debt. Most 125 loan programs have been put in hold, but there are a few mortgage companies who continue to offer high LTV mortgages.

  • Equity Home Loans to 125% Loan to Value
  • First Time Homebuyer OK
  • Funds for Home Improvements
  • No Equity HELOC Loans

HEM is your best source for 125% home equity lending. We connect you to the leading mortgage lenders and home equity brokers who service your local region with competitive HELOC loans and 2nd mortgages. Home equity loan lenders offer the following: home construction, education, home purchasing, and refinancing credit card debt. Get approved while the interest rates are low. Ask about the no cost HELOC line.

Our process is simple: Complete a simple request form online and we will connect you with 3-4 leading Home Equity Lenders within minutes.

Home Loans for people with poor credit
Start re-building your credit today, even if you have a poor past credit history with bankruptcies and late payments.

These loans were created, so you can pay off past due loans & bills with a low rate home equity loan.


Debt consolidation home equity loans
Stop the compounding payments that are going up each month. Refinance the interest of your credit cards, and consolidate your bills into a fixed rate loan that is tax deductible.

Home Equity line of credit
Lines of credit offer the flexibility to only pay interest for the amount you access. Home equity lines have adjustable rates that do fluctuate. Get Prime HELOC’s now with a lender in your region

.Stated Income Home Equity Lines for self-employed
No income Verification required! If you own your own business this 2nd is for you!100% Home Equity financing
Close your purchase loan with no money down by adding a home equity loan to your purchase loan. This will help get rid of mortgage insurance, and you can put your hard earned down payment back in the bank.

The 125% loan is a second mortgage that allows you to borrow more than your home is worth. For example, if your home is worth $100,000 and your first mortgage is $95,000, you can borrow $30,000, for a total of $125,000.

The no equity loan is a perfect way to consolidate your bills. This loan allows you to pay off all of your credit cards, consumer loans, and other bills, combining those outstanding balances into one low monthly payment. You can also get cash out to use as you wish and still have a lower total payment!

The “125% home equity loan” or sometimes referred to as the “125% NO EQUITY loan”, allow the homeowner to borrow up to 25% more than his/her/their home is worth. There are lots of caveats and these change dramatically from state to state. A few are: maximum loan $125,000; no more than $50,000 cash; must use some of the loan to improve your home. Although these are 2nd mortgages they can be used as a 1st