How to Get a HELOC on a Manufactured Home Today

August 21, 2026June 12, 2026 by HEM Editor

Getting approved for a home equity loan or HELOC on a manufactured home is possible, but it involves navigating specific requirements and potential challenges. Understanding these nuances is essential for homeowners considering leveraging real estate with a home equity line of credit or equity loan. HEM assists homeowners with education on manufactured home financing requirements … Read more

How to Pay Off a HELOC Quicker

November 12, 2024November 8, 2024 by HEM Editor

There are multiple ways to pay off a HELOC quicker, such as refinancing into a new HELOC or completely paying it off through a cash-out refinance. Some HELOC lenders might even offer a loan modification to lower your interest rate or convert to a fixed rate without requiring a full refinance. It’s a good idea … Read more

Are there HELOC Closing Costs?

August 14, 2026March 13, 2024 by Guy Troxler

Yes, most HELOCs have some closing costs, but in 2026, a large and growing share of lenders waive them entirely. When costs do apply, they typically run a small percentage of your credit line and cover things like the appraisal, title work, and lender fees. The bigger story today is competition: because lenders are fighting … Read more