Mortgage Calculator

Requirements: This calculator requires Netscape Navigator or Internet Explorer 3.0 or higher and that you have enabled JavaScript in your browser's user preferences panel.

Instructions: Complete or change white entry fields (gray fields are calculated automatically). The calculator will automatically recalculate anytime you make a change to white field and then press the TAB key. NOTE: When making entries into the entry boxes only numbers and decimal points are permitted. Typing in dollar signs, commas, and other non-numeric characters will result in an error message.

Purchase Information
Purchase Price:
Down Payment:
Loan amount:
Interest Rate:
Length of the Mortgage in years:
Payment Information
Principal & Interest:
Annual Property Taxes:
Annual Insurance:
Annual PMI:
Monthly association fees:
Monthly Payment (PITI):
Tax deductable portion of payment:
Qualifying Information
Gross income:
Monthly debt payments:
Qualify for loan?:
Maximum qualifying loan amount:
Current Income to Payment Ratio (max = 28%):
Current Debt to Income Ratio (max = 36%):

Longer term loans may take a few moments for the report to be generated.

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Defining Home Equity Loans
Home Equity loans are often considered 2nd mortgages because the home equity loan subordinates to your 1st mortgage using the remaining equity you have in your home for the new 2nd mortgage. Home equity loans are great financing tools for accessing cash or refinancing credit cards and student loans . Homeowners can select from fixed rate home loans or variable rate home equity lines of credit that feature revolving access to your finance your home equity.


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