Home Equity

Home equity is a tangible value placed on the dollar amount between your home's appraised value and the principal amount owed on your mortgage. For example, if you owe $150,000 on your mortgage and your home is worth $200,000, then you would have earned $50,000 in home equity. For refinance purpose you would be at 75% Loan to Value. Home equity has become the American way, because there are so many ways to use it. You can borrower against you home equity. You can cash out your home equity, or you can do nothing and let the equity appreciate over time. Typically the more equity you have, the lower the interest rate you will qualify for when applying for a home equity loan.

Home Equity Application Process

Fill out a simple loan Request form online . Shortly after completing the application, we will connect you to several leading home equity broker and mortgage lenders in your local region. All of these lenders have been pre-screened and all will be offering multiple solutions for fixed rate 2 nd mortgages and variable rate credit lines.

125% LTV fixed-rate Home Equity loans
No equity needed with our 2nd mortgages that allow you to exceed the value of your home.
Loan to 125% if you have decent credit scores.

Home Equity Loans for people with bad credit
Start re-building your credit today, even if you have a poor past credit history with bankruptcies and late payments. Loans were created, so you can pay off past due loans & bills with a low rate home equity loan.

Debt consolidation home equity loans
Stop the compounding payments that are going up each month. Refinance the interest of your credit cards, and consolidate your bills into a fixed rate loan that is tax deductible.

Home Equity line of credit
Lines of credit offer the flexibility to only pay interest for the amount you access. Home equity lines have adjustable rates that do fluctuate. Get Prime HELOC's now with a lender in your region.

Stated Income Home Equity Lines for self-employed
No income Verification required! If you own your own business this 2 nd is for you!

100% Home Equity financing
Close your purchase loan with no money down by adding a home equity loan to your purchase loan. This will help get rid of mortgage insurance, and you can put your hard earned down payment back in the bank.

 

More Home Equity Information

Home Equity Loan Quote
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Debt Consolidation Quote
Second Mortgage Quote
Home Purchase Quote
Cash Out Home Equity Loans
Debt Consolidation
Home Equity
Adjustable Rate Home Equity
Fixed Rate Home Equity
Interest Only Home Equity
Home Equity Loan Refinance
125% Home Equity Loan
Home Equity Lending
Home Equity Bad Credit
Home Equity Finance
No Equity Home Loan
Determining Mortgage Interest Rates
Comparing Mortgage & Home Equity Loan Quotes
Hard Money Mortgage Refinance
Loan Programs
Home Equity Loans for people with less than perfect credit
No Income Verification Home Equity
Home Equity Credit Lines
Home Equity Lenders Process

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Defining Home Equity Loans
Home Equity loans are often considered 2nd mortgages because the home equity loan subordinates to your 1st mortgage using the remaining equity you have in your home for the new 2nd mortgage. Home equity loans are great financing tools for accessing cash or refinancing credit cards and student loans . Homeowners can select from fixed rate home loans or variable rate home equity lines of credit that feature revolving access to your finance your home equity.


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